I understand that a booklet containing detailed Terms & Conditions will be delivered along with the welcome pack (having the card itself) at my registered address or branch (only in case it is returned undelivered to the Bank). I undertake that I have understood the card product and its usage on ATMs (local & Int.), Point of Sales (local & Int.), Internet and any other alternate delivery channel (as allowed by the Bank on various card variants). Further, I undertake tha once the card is received by me, I will contact the Bank for card activation and that will be construed as total and absolute acceptance of the Terms & Conditions that will be delivered to me as part of the card welcome pack.