Explore > MCB Visa Credit Card
Welcome to MCB Visa Credit Card
(Roshan Digital Account)
A unique Credit Card that is packed with world-class features!
MCB Bank always strives to provides its customers with convenient and value added financial solutions for all their banking needs.
To further enhance the premium bouquet of services and facilities currently available to our valued Roshan Digital Account holders, we are proud to announce the introduction of the MCB Visa Credit Card (RDA).
Apply for your MCB Visa Credit Card today!
Product Types:
- MCB Visa Credit Card (RDA) is a secured (lien based) Credit Card facility. This means that the Credit Card facility will be provided to you against your Roshan Digital Account balance after blocking funds as a form of security.
- All MCB Roshan Digital Account holders (PKR/FCY) are eligible to apply for a MCB Visa Credit Card.
Product Attributes:
| Product | MCB Visa Credit Card (Roshan Digital Account) | ||
|---|---|---|---|
| Security Type | Lien on Account | ||
| RDA (PKR) | |||
| RDA (Foreign Currency Account) | |||
| Facility Type | Basic | ||
| Supplementary Cards available for immediate family members. | |||
| Credit Limit | 70% limit against lien amount (Account balance blocked as a form of security for up to PKR 100,000 assigned Limit PKR 70,000) | ||
| Card Type | Classic Limits: Min. PKR 25,000 - Max. PKR 149,000 | ||
| Gold Limits: Min. PKR 150,000 – Max. PKR 499,000 | |||
| Platinum Limits: Min. PKR 500,000 - Max. PKR 50,000,000 | |||
Product Features:
| Buy Now – Pay Later | Free Credit for up to 52 days for MCB Visa Credit Card (for retail transactions) |
|---|---|
| Global Acceptance | Accepted at over 29 million retail establishments worldwide |
| Flexible Repayment | Minimum payment of as little as 5% of your outstanding amount |
| Supplementary Cards | A card for customer’s immediate family members. Can avail up to 5 Supplementary Cards. |
| I-Secure | Highly encrypted Chip & PIN technology |
| I-Party | Reward points for every PKR 50 spent on retail purchases with the card; (each party point carries a monetary value of PKR 0.4/-) Instant Point Redemption online. |
| I-Plan | Equal monthly installment plan on MCB Visa Credit Card. 0% markup plans also available under special circumstances |
| I-Cash | Upto 50% of credit limit available as ready cash, 24 hours a day, at any ATM across Pakistan or worldwide |
| Credit Security | Card payment cover against card member’s injury, disability or death. |
| Zero Loss Liability | Customer not liable to pay for fraudulent transactions made on a lost card reported by the customer |
| I-Switch | Balance Transfer Facility (transfer balance of another Bank’s Credit Card to your MCB Visa Credit Card) |
| E-Statements | Electronic Statement via Email |
| E-Alert Facility | E-Alerts through text messages |
| Phone Banking | 24/7 Contact Center |
| I-Educate | Easy payment of school or college fees |
Special Waiver on Service Charges & Fee:
| Value Added Services | Special Features | Exclusive Waiver |
|---|---|---|
| i-Plan |
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| i-Switch |
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| i-Educate |
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| Exclusive waiver on first year Annual Chip Maintenance Fee! + Waiver of Annual Chip Fee on the basis of spending in subsequent years |
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Eligibility Cafeteria:
- All MCB Roshan Digital Account holders (PKR/FCY) are eligible to apply for a MCB Visa Credit Card (Roshan Digital Account).
Mandatory Documents:
- Please e-mail scanned copies of mandatory documents at [email protected]
| Application Form | To Fill & Sign |
|---|---|
| Copy of CNIC/NICOP/POC/Passport | To Attach |
| Declaration | To Read, Accept & Sign |
| CF-1 Form | To Fill & Sign |
| CF-19 Form | To Fill & Sign |
| Summary box –Product Feature & Pricing | To Read & Sign |
| Terms & Conditions | To Read & Accept |
| card applicant CNIC/NICOP/POC/Passport copy (if applicable) |
Optional Documents:
| Welcome Guide | To Read only (for product understanding) |
|---|---|
| Supplementary Card Application Form & supplementary | To Fill & Sign |
| Copy of CNIC/NICOP/POC/Passport copy (Supplementary Card) |
